Compliance & Security

Xaumoney maintains institutional-grade security and compliance standards to protect your data and meet regulatory requirements.

Certifications & Standards

Active

SOC 2 Type II

Comprehensive security, availability, and confidentiality controls audit

Issuer: AICPA

Valid through October 2026

Active

ISO 27001

Information security management system certification

Issuer: International Organization for Standardization

Valid through December 2026

Active

GDPR Compliant

Full compliance with EU data protection regulations

Issuer: European Union

Continuously maintained

Active

PCI DSS Level 1

Payment card industry data security standards compliance

Issuer: PCI Security Standards Council

Valid through September 2026

Security Infrastructure

Data Encryption

AES-256 encryption for data at rest
TLS 1.3 for data in transit
Hardware security modules (HSM) for key management
Encrypted database backups with separate key storage

Access Controls

Multi-factor authentication (MFA) required
Role-based access control (RBAC)
Principle of least privilege enforcement
Regular access reviews and audits

Network Security

DDoS protection and mitigation
Web application firewall (WAF)
Intrusion detection and prevention systems
Network segmentation and isolation

Monitoring & Response

24/7 security operations center (SOC)
Real-time threat detection
Automated incident response workflows
Regular vulnerability scanning

Data Residency Options

We offer data residency in multiple regions to meet local compliance requirements:

United States

AWS US East (N. Virginia) and US West (Oregon)

European Union

AWS EU West (Frankfurt) and EU Central (Ireland)

Asia Pacific

AWS Asia Pacific (Singapore) and Asia Pacific (Tokyo)

Audit & Transparency

We maintain transparent security practices and undergo regular independent audits:

Annual SOC 2 Type II audits by independent CPA firms
Quarterly penetration testing by third-party security experts
Monthly vulnerability assessments and remediation
Public security documentation and compliance reports
Bug bounty program for responsible disclosure

Business Continuity & Disaster Recovery

99.99% uptime SLA with financial penalties for breaches
Multi-region redundancy and automatic failover
Continuous data replication across availability zones
Daily encrypted backups with 30-day retention
Tested disaster recovery plan with 4-hour RTO
Regular business continuity drills and tabletop exercises

Regulatory Compliance

Xaumoney complies with applicable financial services regulations:

United States

SEC regulations for algorithmic trading
FINRA guidelines compliance
State money transmitter licenses (where applicable)

International

GDPR (EU data protection)
MiFID II (EU financial markets)
FCA guidelines (UK)

Need More Information?

For detailed compliance documentation, security questionnaires, or audit reports, contact our security team.

security@xaumoney.com